Mortgage Rates and Refinancing Archives

08/10/2026

Quick Answer: House poor describes a situation where your home costs more than your budget can comfortably handle. You own…

08/03/2026

Quick Answer: Yes, however, it is not automatic. Fannie Mae’s family opportunity mortgage lets a financially qualified borrower buy a…

07/27/2026

Quick Answer: A mortgage recast is when you make a large payment toward your loan principal and your lender recalculates…

07/20/2026

Quick Answer: As of July 13, 2026, the USDA increased its income limits for the Single Family Housing Guaranteed Loan…

07/13/2026

Quick Answer: A mortgage gift letter is a written statement from someone giving you money toward a home purchase. More…

07/06/2026

Quick Answer: You can pay off your mortgage faster by making extra payments toward your principal, switching to biweekly payments,…

06/29/2026

Quick Answer: Most mortgage lenders do not accept credit card payments directly. A few workarounds exist, including third-party payment services,…

06/22/2026

Quick Answer: Getting pre-qualified with DSLD Mortgage means sharing some basic financial details with one of our loan officers so…

06/15/2026

Quick Answer: A mortgage co-signer is someone who steps in to strengthen your application by sharing legal responsibility for the…

06/08/2026

Quick Answer: Two extra mortgage payments a year might not sound like much. Over time, though, it can knock years…

06/01/2026

Quick Answer: “Principal” is one of the first mortgage terms you’ll come across, and it’s one of the most important…

05/26/2026

Quick Answer: You stop making mortgage payments when your home sale closes, not before. Until that day, payments are still…