15+ years of experience
20,000+ total loans closed
2,000+ veterans helped
1.844.DSLD.MTG
LOGIN
dsld mortgage logo

Louisiana Mortgage Company

Proudly Helping Louisiana Residents Finance Their Future

Louisiana’s rich culture and strong communities deserve a mortgage lender who understands your unique needs. Whether you’re buying your first home in Baton Rouge or refinancing in Lafayette, we’re here to guide you through the process with local expertise and Southern charm. We take pride in supporting families across the state as they achieve their homeownership dreams. 

Your Louisiana Mortgage Options

No matter what your homeownership goals are, we have a loan to fit your needs:

Loan Type

Description

Pros

Cons

Insights
VA Loans

Serving our veterans with flexible, low- or no-down-payment options.

No down payment required.

No private mortgage insurance (PMI).

Competitive interest rates.

Limited to veterans and some military personnel.

VA funding fee required.

VA Loans are an excellent benefit for veterans and active-duty service members, offering potentially significant cost savings over the life of the loan.
USDA Loans

Making homeownership possible in eligible rural areas with zero down payment.

No down payment required.

Lower interest rates compared to Conventional Loans.

Not limited to first-time homebuyers.

Geographic and income restrictions.

Mandatory mortgage insurance.

USDA Loans are ideal for buyers looking to purchase in designated rural areas, promoting rural development with beneficial terms.
FHA Loans

Lower credit score requirements and smaller down payments for first-time homebuyers.

Low down payment (as low as 3.5% of purchase price).

Lower credit score requirements.

Mandatory mortgage insurance throughout the life of the loan.

Loan limits.

FHA Loans are geared towards helping first-time homebuyers and those with lower credit scores to enter the housing market.
Conventional Loans

A wide range of options for buyers with established credit.

Flexibility in terms and conditions.

No mandatory mortgage insurance with a 20% down payment.

Potentially higher loan limits.

Higher credit score requirements.

Higher down payments required for best rates.

 Conventional Loans offer variety and flexibility, suitable for buyers with good credit and those looking to purchase higher-priced properties.

Your Louisiana Mortgage Options

No matter what your homeownership goals are, we have a loan to fit your needs:

Description

Serving our veterans with flexible, low- or no-down-payment options.

Pros

No down payment required.

No private mortgage insurance (PMI).

Competitive interest rates.

Cons

Limited to veterans and some military personnel.

VA funding fee required.

Insights

VA Loans are an excellent benefit for veterans and active-duty service members, offering potentially significant cost savings over the life of the loan.

Description

Making homeownership possible in eligible rural areas with zero down payment.

Pros

No down payment required.

Lower interest rates compared to Conventional Loans.

Not limited to first-time homebuyers.

Cons

Geographic and income restrictions.

Mandatory mortgage insurance.

Insights

USDA Loans are ideal for buyers looking to purchase in designated rural areas, promoting rural development with beneficial terms.

Description

Lower credit score requirements and smaller down payments for first-time homebuyers.

Pros

Low down payment (as low as 3.5% of purchase price).

Lower credit score requirements.

Cons

Mandatory mortgage insurance throughout the life of the loan.

Loan limits.

Insights

FHA Loans are geared towards helping first-time homebuyers and those with lower credit scores to enter the housing market.

Description

A wide range of options for buyers with established credit.

Pros

Flexibility in terms and conditions.

No mandatory mortgage insurance with a 20% down payment.

Potentially higher loan limits.

Cons

Higher credit score requirements.

Higher down payments required for best rates.

Insights

Conventional Loans offer variety and flexibility, suitable for buyers with good credit and those looking to purchase higher-priced properties.

Where Your Louisiana Home Journey Begins

Our commitment to exceptional customer service sets us apart as a Louisiana mortgage company. At DSLD, we offer more than just financing. Here you’ll find a team dedicated to providing hands-on support throughout your homebuying process. The trusted guidance you need across Louisiana, in areas such as: 

As a mortgage lender with competitive rates and deep ties in Louisiana communities, we’re focused on long-term relationships, not just closing deals. No matter where you are, we’re here to answer any questions, ease your worries, and help welcome you to the home of your dreams. 

Trusted Louisiana Mortgage Resources

We’re here to support you every step of the way with:

Choose Your Louisiana Mortgage Loan Officer

Our dedicated team of Louisiana Mortgage Loan Officers is always ready to guide you through your financing journey. With a deep understanding of Louisiana’s housing market and its unique challenges, you’re not just getting a Loan Officer; you’re getting a partner in making your dream home a reality.

Begin Your Smooth Journey to Louisiana Homeownership

Don’t let the idea of complicated home loans deter you from achieving your homeownership dreams.

Trust DSLD Mortgage to provide easy, understandable financing solutions that make your dream home in Louisiana a reality.

Let’s take this journey together because, at DSLD Mortgage, your dream is our purpose.

Thinking about your next move?

Get Expert Tips and Personalized Mortgage Advice

Keep up-to-date with the latest home trends, and interest rates, and be the first to know about special offers.