Check today’s mortgage interest rates and start your journey to owning a home. Whether you’re buying your first home or refinancing your current one, DSLD Mortgage can help you find the best rate. Let us calculate your personalized rate today and guide you through the process.
Current Mortgage Rates
Request a Free Loan Consultation
Check if you qualify for a mortgage by requesting a callback from one of our Loan Officers.
30-Year Fixed
Conventional 5% Down
RATE
6.875%
/
APR
7.517%
Up to $6k in closing costs
30-Year Fixed
FHA 3.5% Down
RATE
6.5%
/
APR
6.755%
Up to $6k in closing costs
30-Year Fixed
RD 100% Financing
RATE
6.5%
/
APR
6.934%
Up to $6k in closing costs
30-Year Fixed
VA 100% Financing
RATE
6.5%
/
APR
6.941%
Up to $6k in closing costs
Incentive 30-Year Fixed
FHA/RD/VA (Oct 31)*
RATE
5.99%
/
APR
6.356%
Up to $10k in closing costs
Incentive 30-Year Fixed
Fixed Conventional (Oct 31)*
RATE
5.99%
/
APR
6.613%
Up to $10k in closing costs
Incentive 30-Year Fixed
FHA/RD/VA (Feb 28)*
RATE
6.25%
/
APR
6.621%
Up to $6k in closing costs
Incentive 30-Year Fixed
Conv 5% Down (Feb 28)*
RATE
6.5%
/
APR
7.133%
Up to $6k in closing costs
*Interest rates are subject to change at any time and are also affected by credit scores. For informational purposes – your actual rate, payment and costs could be higher. Get an official Loan Estimate before choosing a loan. This is not a commitment to lend, and loans are subject to credit approval. Must use DSLD Mortgage to receive incentive and DSLD Home’s preferred title company to receive closing costs. Restrictions on Seller Credits include, but are not limited to, the following: maximum credit of 2% of the sales price on non-primary residence homes; seller credits are limited to final closing cost and prepaid expenses; seller credit cannot be applied towards your down payment. For licensing information, visit www.nmlsconsumeraccess.org. APR based on sales price of $265,000. Loans and interest rate incentive are offered by DSLD Mortgage. Closing cost incentive offered by DSLD Homes. Other terms and conditions apply. Not all borrowers will qualify. Use of a specific settlement service provider or business is not a requirement or a condition of applying for and/or obtaining a mortgage loan with DSLD Mortgage. DSLD is not endorsed by FHA/USDA/VA. Please visit our offers page for terms and conditions regarding incentive rates.
Mortgage rates valid as of 09/01/2024
Dream Big with DSLD Mortgage. We’ll Handle the Rest.
Honoring Our Veterans
VA home loans offer veterans, service members, and eligible surviving spouses a streamlined path to homeownership.
With a VA Loan, get the home you deserve with 100% financing.
All Loan Types Available
DSLD Mortgage offers a range of home mortgage loans, including Conventional Loans, USDA Loans (occasionally referred to as RD Loans), FHA Loans, and VA Loans.
Find a Loan Officer near You
Local expertise matters. If you know where you’d like to live, speak with one of our local Loan Officers who knows your target location inside out.
Calculate Your Mortgage Payment
Use our mortgage calculators to estimate your monthly payments and explore different loan scenarios. Understanding your potential costs is an important step in the homebuying process.
Take the Next Step to Your DSLD Mortgage
As a trusted home mortgage lender, we go to great lengths to make financing as simple, convenient, and easy to understand as possible. Here’s what to expect as we move forward with your home financing journey.
What’s Your Personalized Mortgage Interest Rate?
Today’s mortgage rates are just a starting point. Your actual interest rate will be personalized based on several factors, including:
- Your loan amount
- Your debt-to-income ratio
- Your credit profile
Our mortgage experts will use this information to find the best possible current mortgage interest rates for you and help you achieve your homeownership dreams.
Request a Free Loan Consultation
Check if you qualify for a mortgage by requesting a callback from one of our Loan Officers.
FAQs about Current Mortgage Rates
Various factors influence current mortgage interest rates. The rates you see on this page can change depending on economic conditions and are subject to details about your situation.
Yes, we offer the option to lock in your mortgage rate for a specified period, typically between 30 to 90 days, providing stability and peace of mind during the home buying process.
A fixed-rate mortgage has a fixed interest rate throughout the loan term, offering predictable monthly payments. In contrast, an adjustable-rate mortgage (ARM) features a variable interest rate that may fluctuate over time, potentially affecting your monthly payments.
Mortgage rates can change daily — sometimes multiple times a day — depending on current market conditions. We recommend checking current mortgage interest rates closely, especially when considering a home purchase or refinance.
While a higher credit score typically results in more favorable mortgage rates, DSLD Mortgage offers different loan programs tailored to individuals with different credit profiles. Schedule a free loan consultation to explore options suited to your financial situation.
Several factors contribute to securing the best mortgage rate:
- Improve your credit score: A higher credit score often leads to lower interest rates.
- Lower your debt-to-income ratio: Reducing your debt can improve your chances of getting a better rate.
- Shop around and compare offers: Don’t settle for the first rate you see. Compare offers from multiple lenders to find the best deal.
- Consider a shorter loan term: Shorter loan terms typically have lower interest rates, though monthly payments may be higher.
- Work with a knowledgeable mortgage lender: DSLD Mortgage experts can help you navigate the process and find the best rate for your situation.
Yes, mortgage rates are often negotiable. It’s always worth asking your lender if they can offer a lower rate or other concessions. A strong financial profile and being well-informed about current market conditions can give you more leverage in negotiations.
