Homeowner’s Annual Maintenance Checklist: Keep Your Investment Protected

• Follow a monthly home maintenance checklist to test smoke and carbon monoxide detectors
• Clean HVAC air filters (or replace)
• Check for water leaks under sinks
• Clean garbage disposal
• Monitor foundation for cracks

In addition to monthly and seasonal maintenance tasks, there are some tasks that need to be performed biannually to ensure your home remains in good condition. Here are some biannual home maintenance tasks to include in your checklist:

• Inspect and clean your oven and range hood: Ensure proper ventilation and prevent grease buildup by giving your oven and range hood a thorough cleaning.
• Check and replace your water filters: To ensure clean drinking water and prevent mineral buildup, replace your water filters every six months.
• Inspect your home’s foundation: Look for any signs of damage or shifting and take necessary measures to prevent further damage.
• Check your home’s insulation: Ensure it is adequate and not damaged to maintain energy efficiency and comfort.

• Follow a spring home maintenance checklist to ensure your home is ready for the warmer weather.
• Clean gutters and downspouts
• Inspect roof for winter damage
• Check exterior drainage
• Service air conditioning unit
• Clean window screens
• Check deck/patio for repairs
• Test outdoor faucets
• Start lawn maintenance schedule

• Check sprinkler system
• Clean dryer vent
• Inspect washing machine hoses
• Clean refrigerator coils
• Check window/door seals
• Service garage door
• Check attic ventilation
• Monitor basement moisture

• Schedule heating system service
• Clean chimney if needed
• Check weather stripping
• Drain outdoor faucets
• Clean gutters again
• Inspect roof before winter
• Seal driveway cracks
• Test sump pump

Implementing a seasonal home maintenance checklist during the fall is crucial to ensure your home is prepared for the colder months.

• Check attic insulation
• Monitor ice dam formation
• Flush water heater
• Test GFCI outlets
• Clean dryer vent again
• Check basement for leaks
• Monitor pipes for freezing
• Inspect fire extinguishers

• HVAC system
• Termite/pest control
• Chimney safety
• Roof condition
• Foundation status
• Plumbing system
• Electrical system
• Water heater

Exterior home maintenance is crucial to prevent damage to your home’s structure and foundation. Here are some exterior home maintenance tasks to include in your checklist:

• Inspect your home’s roof: Look for damaged, missing, or loose shingles and repair or replace them as needed to prevent leaks and water damage.
• Clean your gutters and downspouts: Ensure proper water flow and prevent damage to your home’s foundation by keeping gutters and downspouts clear of debris.
• Inspect your home’s siding: Check for any signs of damage or wear and tear and repair or replace it as needed to protect your home from the elements.
• Check your home’s exterior paint: Look for any signs of fading or peeling and touch it up as needed to maintain your home’s appearance and protect the underlying materials.

1. Keep detailed maintenance records
2. Address small issues promptly
3. Learn basic DIY repairs
4. Budget for replacements
5. Consider home warranty coverage

Here are some additional tips and reminders to help you stay on top of your home’s maintenance needs:

• Follow safety guidelines: Always follow safety guidelines when performing maintenance tasks, especially when working with electrical or gas systems.
• Keep a record of your maintenance tasks: Ensure you stay on track and can refer back to them as needed by keeping detailed records.
• Consider hiring a professional: For maintenance tasks that are beyond your skill level or expertise, consider hiring a professional to ensure the job is done correctly.
• Regularly inspect your home’s systems and appliances: Identify any potential issues before they become major problems by regularly inspecting your home’s systems and appliances.
• Keep your home’s maintenance checklist in a convenient location: Ensure you stay on track by keeping your maintenance checklist in a convenient location, such as on your fridge or in a binder.

As your mortgage partner, we understand that maintaining your home protects your investment. We offer:

• Home improvement loan options
• Refinancing for major repairs
• Expert financial guidance
• Local contractor referrals
• Home warranty information

Contact DSLD Mortgage to learn more about financing options for home maintenance and improvements.

Note: This checklist provides general guidance. Specific maintenance needs may vary based on your home’s age, location, and condition.