The Loan Process

Application Process

Where to start:
- Fill out the application online
- Your DSLD Mortgage Loan Originator will contact you within one business day
- They will review your application and discuss your goals and needs to recommend the best financing options
Documents You’ll Need to Prove:
- Two most recent pay stubs
- Two most recent bank statements
- W-2s from the past two years
- For self-employed applicants, the last two years of tax returns
Note: A pre-qualification letter doesn’t guarantee final loan approval. Please keep your financial situation stable during the homebuilding process.

Your loan is submitted to a Mortgage Loan Underwriter for conditional approval.
After conditional approval, your Mortgage Loan Processor will contact you for any additional documents needed to obtain a final approval.
They will also verify that your loan information is still current, including job or address changes.

When your loan is ready for final submission, your Loan Processor will contact you to confirm the details.
Once a decision is made, your Mortgage Loan Originator will inform you of the approval and help you get ready for closing.

Your Mortgage Loan Originator and Loan Processor will work with the Title Company to set a firm closing date and time.
They will also ensure all loan documents are accurate and ready for closing.
At closing, the Notary from the Title Company will review the documents with you and answer any questions.

Congratulations! You have now closed on your new home. If you have any questions about what comes next, don’t hesitate to reach out to your Mortgage Loan Originator. We’re always here to help.

Buying a home doesn’t have to be complicated. DSLD Mortgage makes it easy.

We’ll guide you every step of the way, tailoring financing options to fit your specific needs and goals.