Michelle Dienes

Florida

Mortgage Loan Originator

NMLS#: 1585394

Cell: 850-637-2397

125 W Romana Street, Suite 215

Pensacola,

FL

32502

Michelle brings over 20 years of experience in customer service and financing. She began her mortgage career in 2015 and quickly discovered her passion for helping customers achieve their dream of homeownership. With a decade of experience specializing in mortgage loan origination for new-construction homebuilding, Michelle has developed a deep understanding of what it takes to guide clients through every stage of the process.

As a Mortgage Loan Originator with DSLD Mortgage, licensed in Florida and Alabama, Michelle is well-versed in Conventional, FHA, VA, USDA, and Jumbo loans, as well as down payment assistance programs for first-time homebuyers and DSCR loans. Her goal is to ensure every borrower enjoys a smooth, stress-free mortgage experience from start to finish.

Michelle is originally from Moberly, Missouri, and has lived in 27 different places before finally settling in DeFuniak Springs, Florida, in 1993. She now resides there with her husband of eight years and their 16-year-old daughter. In her free time, Michelle enjoys reading, swimming, spending time with her family and fur babies, and serving in her local ministry.

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“We had the best experience. Honi has been so helpful throughout this homebuying process. She is so personable and always available for all your questions.”

Shelley In Nickens Lake

“DeNeice was a joy to work with for the purchase of our first home. We are so glad we chose DSLD Mortgage!”

Lauren in Windermere Crossing

“We had a great experience from start to finish. DeNeice was extremely nice and helpful throughout the entire process. She was always willing to talk and answered all of our questions”

Ashley In Nickens Lakes

“DeNeice was superb to work with. She truly took all the necessary steps to ensure we had a smooth homebuying process and understood each step. She was phenomenal!”

Deanta in Juban Parc

“We had a great experience working with Valeria Duque during our homebuying process. She was very helpful, patient, and always answered all of our questions.
She made everything much less stressful for us. Even though we never met in person, she was always kind and kept us updated every step of the way. We are very grateful for her and definitely recommend her to anyone.”

Edgar in Sugarcane Townes

“I enjoyed working with Melina. She made the whole homebuying process smooth.”

Hailey in Saint Martinville

“My experience with DSLD Mortgage has been smooth and easy. DeNeice was available to answer any and all questions.”

Kenythia In Eden Way

“Honi has been amazing throughout the entire homebuying process.”

Travis In Eden Way

“This young lady was a blessing to me. She was very knowledgeable of her job. I would recommend everyone to have her as their loan officer. She is really great.”

Cynthia In Fairview Gardens

“My experience with DSLD Mortgage was smooth! I was very happy with the process and Melina was very knowledgeable and helpful.”

Breana In Oak Villa

“Tosha was a great loan officer! We had no complaints!”

Brock In Payton Woods

“Valeria was so incredible to work with from the moment I started to the time I closed on my home. She helped explain things in a way that I could understand, even if it took a few times for me to get it. She was very patient and kind to deal with, and I highly recommend her!”

Tori in Savannah Pointe

“Valeria did an amazing job from start to finish. She exceeded my expectations. I was able to close on my new home a lot quicker than I expected. She made the process so easy. I was very impressed with her work ethic and that I was able to enjoy Christmas in my new home. Thanks, Val.”

Ricky in Lake Haven

“The entire process was smooth. Valeria was patient and great at communicating and working with us.”

Ryan in Lake Haven

“Amazing experience working with Valeria. She was always, and still is, one call away for everything, especially through our process up until closing. Nothing but the best help. I will recommend her any day, as she was very patient with my questions, and no question was ever wrong to her. Such a great help and loan educator. Glad we chose DSLD Mortgage!”

Ambrosia in Fairview Gardens

“DeNeice absolutely rocks! She is so sweet and made the process so seamless for me.”

Brianna in Hidden Lakes Estates

“Valeria was awesome to work with. She was always available for me when I had questions or concerns. She was extremely helpful and very knowledgeable, and helped make my unique situations manageable. Would highly recommend her to anyone needing loan assistance. Thank you, Valeria.”

Christina in Oak Villas

“DSLD gave me the smoothest experience I’ve ever had making a large purchase. My loan officer, Kelli, was the very best. The team stuck with me through it all, from start to close. Love the DSLD family for making a dream come true for me. Thanks, y’all!”

Cedrick in Sugar Mill Plantation

“Everyone at DSLD Mortgage was amazing to work with. Nathan was very responsive and answered every question we had. From the start, he told us he was going to get the best interest rate, and he delivered! We are very pleased and thankful for this experience.”

Caitlin in Oaklawn Trace

“Thank you, Mrs. DeNeice, for making the homebuying process comfortable. You are awesome!”

Valencia in Fairview Gardens

“DeNeice was excellent and helped me get through the entire homebuying process smoothly.”

Michael in Westview Crossing

“Nathan answered all of our questions any time we asked. He is quick to answer calls, texts, and emails. We couldn’t have asked for an easier closing process.”

Hailee in River Park Estates