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The VA Home Loan Benefit

The VA Home Loan Benefit

Nov 11, 2021

The ability to offer our clients the VA Loan program is a privilege we have as a lender. The VA Loan Program established by the United States Department of Veterans Affairs offers significant benefits to those who have served in the military and their loved ones, including 100% financing making it a powerful home purchasing tool for those who qualify. According to Veterans United, the VA benefit loan program has helped millions of Veterans, se...

Purchasing a New Home This Fall

Purchasing a New Home This Fall

Sep 21, 2021

Whether it’s seeing your young ones off for a new year at school, meeting up with friends at the football stadium or sipping on hot chocolate by the fire on a chilly night, there is something special about fall in the South. It is the time of year where many will turn over a new leaf and begin a new adventure. For some this may mean beginning their journey to homeownership.  Though there remains to be a high demand for purchasing a ...

What Makes Up Your Monthly Mortgage Payment?

What Makes Up Your Monthly Mortgage Payment?

Aug 26, 2021

A monthly mortgage payment is a significant expense on the average household budget; yet many consumers are unaware of what exactly makes up their mortgage payment. Understanding the structure of your mortgage payments will not only help you understand how much house you can afford, but will also help in determining how long it will take to pay off your home loan and what it will cost you over time. Let’s go over the main components that...

A Home Buyer's Guide to Closing Costs

A Home Buyer's Guide to Closing Costs

Jul 22, 2021

Closing costs play a significant role in your home buying process and are separate from your down payment. Closing costs are typically 2-5% of your loan amount, and will vary depending on your state, loan type, loan amount and mortgage lender.[1] According to data pulled from mortgage technology company ClosingCorp, the national average closing costs required to buy a home in the US for 2020 were $6,087 including taxes, and $3,470 excluding taxes...

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